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Loan programs

Loan programs

At LENDINCO, we offer many different loan programs for first-time buyers, investors, and every type of buyer in between. Listed below are just some of the loan programs that we offer. If you would like to speak to an experienced loan originator, fill out our Contact Form or give us a call.

  • FHA Loans

    A popular mortgage for first-time home buyers, an FHA loan can require as little as a 3.50% down payment, a minimum credit score of 620, gift funds permissible, and more.

  • Conventional

    LENDINCO can set you up with 30, 20, & 15 year terms, minimum 5% down payment funds needed, conforming loan limit up to $891,250 in the King, Snohomish, and Pierce Counties.

  • VA Loans

    The VA Loan is exclusively for Veterans. As a thank you for your service, the VA Loan offers up to 100% financing for a purchase or refinance, with no monthly mortgage insurance.

  • Commercial Loans

    At Lendinco, we have loans to help you purchase or refinance apartments or other income producing properties.

  • Home Equity Lines of Credit

    Lendinco offers current homeowners a simple way of tapping into their home’s equity when a cash out refinance doesn’t make sense. We can also use this product for a conventional borrower to secure a new mortgage while simultaneously opening a home equity line of credit.

  • Entitled Land Loans for builders

    Lendinco offers short term, real estate secured land acquisition loans for bare land and development projects.

  • Non-QM Programs


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